Browse Articles Categories " Finance "

Are You A Credit Risk? No? Are You Sure?

05 Oct 2008 09:38:35 | Gus Benson

You may not find out how bad your credit really is until you apply for a mortgage. Then you will quickly realize that the low interest rates everybody raves about these days, the rates that are a big part of the rising prices of real estate across America, don't apply to everyone. To be specific, they don't apply to you! If you have bad ...

Investing Offshore, Could it Be for You

01 Oct 2008 08:01:09 | Jay Moncliff

Is offshore investing only for the rich and famous? Probably not, although most of us don't know a lot about offshore investing. Here is a simple primer for the fledgling offshore investor. Offshore investing is simply placing your investment dollars in an account with a bank that is not in the United States. There are several advantag ...

How To Buy A Car (Trust Me - I Used To Sell Them)

01 Oct 2008 11:56:34 | Robin Segal

We Americans like to buy a car at the dealership in one afternoon, and the dealerships try very hard to make us think that is possible and even smart. But it's not. Realize how big a purchase a car is. And it is complicated. Buying a car is the second-largest purchase most people make after buying a home. When you buy a ...

Fixed Rate Mortgage - Part 1

30 Sep 2008 04:44:35 | Aravind Kumar

The monthly payments for 30 year or 15 year fixed mortgages are the main considerations for many people who are looking to buy a home. Buying a home later in life means that many people want to have the mortgage paid off early. Take some time to think about everything carefully before any agreement is signed. Ensuring the repayment rema ...

Term Life Insurance

29 Sep 2008 07:26:39 | Dan Johnson

Life Insurance quite generally is a policy whereby you pay a company a premium so that if you die while covered your descendents receive financial benefits. Within the larger Life Insurance window there exist two broad categories of policies, Term and Whole life (Whole Life is also known by the equivalent term Universal Life ...

Mortgage Loan - Understanding FICO Scores

29 Sep 2008 03:13:47 | Dan Lewis

Apply for a mortgage loan and you'll soon become familiar with FICO scores. Here's a primer on the infamous FICO scoring process. FICO scores are merely a mathematical representation of your credit record. Credit records are simply a recording of your debts and assets. Credit card balances, for instance, are a debt that appear ...

Applying for a loan Part-1

29 Sep 2008 12:50:36 | Aravind Kumar

Anyone thinking about applying for a loan needs to carry out a little research first,it is easy to take the first one that comes along which may not be the one best suited to your needs. In fact these rules will be useful irrespective of the type of loan you are seeking. It is often easy to apply for the first loan you see advertised ...

Tips for Getting Your Home Loan Approved

28 Sep 2008 02:59:18 | Jay Moncliff

Home Loan Tip #1 Pay Your Bills It is very important that you always pay your bills on time and never miss a payment. When you have this type of history paying bills your mortgage lender will believe you will be just as responsible with your home loan. If you want to be approved for a home loan, be sure you are current on all your pay ...

How To Become A Millionaire In 7 Easy Steps

27 Sep 2008 02:25:33 | Dave Cole

Who wants to be a millionaire? Well if you want that million dollars, perhaps you'll get lucky enough to land a spot on ABC's popular game show bearing that name. Simply give the right answer to all the questions and you'll walk away with the million dollar prize. Or, you could get on a hot streak, p ...

Home Improvement Loan Part-2

25 Sep 2008 11:31:59 | Aravind Kumar

Adding an extra room in your loft or just routine maintenance on an aging property is expensive and often the best way to proceed is by applying for a home improvement loan. Tradesmen such as carpenters, electricians, plumbers, plasterers are an expensive addition to the overall home improvement budget but for ...

Fixed Rate Mortgage - Part 2

24 Sep 2008 03:46:00 | Aravind Kumar

There is always a debate when home buyers have to decide on the merits of 15 or 30 year fixed mortgage rates. No-one wants a mortgage hanging around their neck forever but with homebuyers entering the market later, an early repayment of this loan is important. Take some time to think about everything carefully before any agreement is si ...

Home Loans - use it in any way you want

24 Sep 2008 12:39:25 | Anaya Erika

Home loans bring about a lot of business to the financial market. Homeowners should be aware of the fundamentals of home loans. Home loans in the UK are similar to a mortgage; in other words, the home loan amount can be paid off in a certain amount of time. There are some differences though. Home loans can be deployed for practically anything. Pe ...

Applying for a loan Part-2

16 Sep 2008 04:33:48 | Aravind Kumar

Lenders these days like to make applying for a loan a simple matter but that doesn't mean you shouldn’t be aware of a few facts,which should help your search for a loan that suits your circumstances. Knowing just a few of the facts about loans should help you get on the right track. Research and finding suitable lenders is the first s ...

Learn The Credit Card Business Jargon And Stop Your Debt Cold

14 Sep 2008 08:18:54 | Jay Jackson

Credit card companies, as part of the financial industry, use a massive array of jargon. If you understand the terms you can stay on top of your credit card debt. While you can't be expected to recognize all the technical terms, some of them are quite important so here is a quick guide, in alphabetica ...